NCR-registered lender review

LendPlus review

LendPlus is an NCR-registered lender (NCRCP17814) offering R500 – R4,000.

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Reviewed by LM editorial teamLast reviewed 1 October 2026

LendPlus

NCR-registered lender · NCRCP17814 · confirmed on the NCR register

Loan amount: R500 – R4,000
Term: Not published
Rate: Not published
Company: Lendplus Technology (Pty) Ltd
Based in: South Africa
Checked: October 2026

About LendPlus

LendPlus is run by Lendplus Technology (Pty) Ltd (company number 2023/805154/07), 10th Floor Offices, 2 Long Street, Cape Town City Centre, Cape Town 8000. It is registered with the National Credit Regulator as NCRCP17814, which we confirmed on the NCR register in October 2026.

LendPlus offers R500 – R4,000. It does not publish an interest rate on its website, so ask for a full quotation before you sign.

On speed, LendPlus says: "Get first loan online in just 15 minutes!" (homepage). FAQ: "During business hours (specified on the website), processing the request takes from 15 minutes to 2 hours." How to borrow page: "Get money to your account from 1 hour". We have not tested this ourselves.

What a R2,000 loan can cost at most

South African law caps what a lender may charge on short-term credit. For a first R2,000 loan over one month, the most a registered lender may charge is:

Interest at 5% a month: R100
Initiation fee (R165 plus 10% above R1,000): R265
Monthly service fee: R60

Total to repay at most: R2,425, plus VAT on fees where charged and any optional insurance you agree to. LendPlus does not publish its rate, so compare its quotation with this maximum.

Fees as published: Not published. FAQ: "In the event that you pay late, a late fee will apply." An optional add-on, LendPlus Commuter Cover, costs R119 per month.

See all the legal caps on our responsible lending page.

LendPlus requirements

Over 18 years old (Terms and Conditions)
A valid South African ID
Bank statements showing basic income for the latest 3 months
A valid cellphone number
A favourable affordability assessment

Documents you'll need

Valid SA ID
Latest 3 months' bank statements (can be shared through TruID)
Valid cellphone number

Every credit provider must check that you can afford the loan. Nobody can promise approval without that check.

How to apply at LendPlus

Create an online profile at lendplus.co.za
Share proof of income, either by upload or through TruID
Wait for the affordability assessment and decision
Accept the loan offer and the DebiCheck mandate
The loan is paid into your bank account

Apply at LendPlus →

We may earn a commission if you apply through this link. It does not change what you pay. How we make money.

LendPlus contact details and login

Website	https://lendplus.co.za/
Log in	https://lendplus.co.za/user/login
Phone	+27 87 107 9722
Email	support@lendplus.co.za
Address	10th Floor Offices, 2 Long Street, Cape Town City Centre, Cape Town 8000
Hours	Mon–Fri 8am–5pm, Sat 8am–1pm

Taken from LendPlus's own website in October 2026. Lendable Marketplace is not LendPlus and can't help with your account.

What customers say

Hellopeter: 4.7 out of 5 (TrustIndex 6.7 out of 10), from 3,328 reviews (checked 2026-10-01).

We don't give our own star ratings. These scores are from independent review sites and can change daily.

Pros and cons

Pros

Registered with the NCR as NCRCP17814, which we confirmed on the NCR register.
Short document list: SA ID, three months' bank statements and a cellphone number.
Strong Hellopeter score of 4.7 from 3,328 reviews in the last 12 months.
You can ask to extend a loan up to 2 days before it is due.

Cons

No interest rate, fees or loan term are published on the website.
Loans are capped at R4,000.
A late fee applies if you pay late, but the amount is not published.
Sells optional commuter cover at R119 a month, so check what you sign up for.

Alternatives to LendPlus

Other NCR-registered lenders on our panel of 15:

Crediwise — R500 – R4,000.
Jabulani Money — R500 – R4,000, Payday (repayable on your next salary date).
Prime Loans — R500 – R4,000.

Questions to ask LendPlus before you sign

What is the total amount I will repay, in rand, including interest and all fees?
Is your NCR registration NCRCP17814 still active?
What happens if I repay early, or miss a payment?
Is any insurance compulsory, and what does it cost each month?

Struggling with debt already? Speak to a registered debt counsellor via the NCR before you borrow more.

How we checked this review

We checked LendPlus's own website and terms, and its number on the NCR register, in October 2026. We did not take out a loan. Spotted something out of date? Tell us and we'll check it. Read how we make money and check providers.

A note on how we work: Lendable Marketplace is a comparison site, not LendPlus. We may earn a commission if you apply through our links; it doesn't change what you pay or what we write.

LendPlus — frequently asked questions

What do I need to qualify for a LendPlus loan?

You must be over 18 with a valid SA ID and a cellphone number. You also need three months of bank statements showing income. Approval depends on an affordability check.

How do I apply for a LendPlus loan?

Create a profile at lendplus.co.za and share your bank statements, for example through TruID. If approved, accept the offer and the DebiCheck mandate. The money is then paid into your account.

How do I log in to my LendPlus account?

Log in at lendplus.co.za/user/login or use the LendPlus app. Your account shows your due date, amount owed and repayment options.

How do I contact LendPlus customer care?

Call +27 87 107 9722 or email support@lendplus.co.za. Hours are Monday to Friday 8am to 5pm, and Saturday 8am to 1pm. Reckless lending complaints go to recklesslending@lendplus.co.za.

Is LendPlus NCR registered?

Yes. Lendplus Technology (Pty) Ltd is registered with the NCR as NCRCP17814. We confirmed this on the NCR register in October 2026.

What if I can't repay my LendPlus loan?

Contact LendPlus before the due date on +27 71 872 4041 to discuss a new arrangement. Late payment can add fees and harm your credit record. If you are over-indebted, speak to an NCR-registered debt counsellor. You can find one, or lodge a complaint, through the NCR at ncr.org.za.