NCR-registered lender review

Jabulani Money review

Jabulani Money is an NCR-registered lender (NCRCP22362) offering R500 – R4,000 over Payday (repayable on your next salary date).

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Reviewed by LM editorial teamLast reviewed
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Jabulani Money

NCR-registered lender · NCRCP22362 · confirmed on the NCR register

Loan amount
R500 – R4,000
Term
Payday (repayable on your next salary date)
Rate
Not published — confirm on application
Company
Clearwave Innovations (Pty) Ltd
Based in
South Africa
Checked
October 2026

About Jabulani Money

Jabulani Money is run by Clearwave Innovations (Pty) Ltd (company number 2025/213906/07). It is registered with the National Credit Regulator as NCRCP22362, which we confirmed on the NCR register in October 2026.

Jabulani Money offers R500 – R4,000 over Payday (repayable on your next salary date). It does not publish an interest rate on its website, so ask for a full quotation before you sign.

On speed, Jabulani Money says: "Access loan funds fast — transfers typically post to your account within 5 minutes." Homepage also says approval comes "usually within 10–25 minutes" and money is sent "within the same day or next day". FAQ: "Most applications are reviewed within a few business hours during our working hours." We have not tested this ourselves.

What a R2,000 loan can cost at most

South African law caps what a lender may charge on short-term credit. For a first R2,000 loan over one month, the most a registered lender may charge is:

  • Interest at 5% a month: R100
  • Initiation fee (R165 plus 10% above R1,000): R265
  • Monthly service fee: R60

Total to repay at most: R2,425, plus VAT on fees where charged and any optional insurance you agree to. Jabulani Money does not publish its rate, so compare its quotation with this maximum.

Fees as published: FAQ lists an initiation fee (once-off), a monthly service fee and interest, aligned with NCR guidelines; no figures are published. "All costs will be clearly displayed in your loan agreement before you sign."

See all the legal caps on our responsible lending page.

Jabulani Money requirements

  • Over 18 years old (Terms and Conditions)
  • A steady income you can afford repayments from
  • A bank account in your name
  • Not under active debt review or administration (a common reason for decline, per FAQ)
  • Only one active Jabulani Money loan at a time
  • Self-employed applicants are accepted with 3 months of bank statements

Documents you'll need

  • Valid South African ID (smart card or green booklet)
  • 3 most recent bank statements (PDF preferred)

Every credit provider must check that you can afford the loan. Nobody can promise approval without that check.

How to apply at Jabulani Money

  1. Choose an amount on the calculator at jabulanimoney.co.za
  2. Complete the short online application form
  3. Upload your ID and three months of bank statements
  4. Wait for a decision on screen, by SMS or by email
  5. Once approved, the money is sent to your bank account

Apply at Jabulani Money →

We may earn a commission if you apply through this link. It does not change what you pay. How we make money.

Jabulani Money contact details and login

Taken from Jabulani Money's own website in October 2026. Lendable Marketplace is not Jabulani Money and can't help with your account.

What customers say

  • Hellopeter: 4.3 out of 5 (TrustIndex 6.1 out of 10), from 899 reviews (checked 2026-10-01).

We don't give our own star ratings. These scores are from independent review sites and can change daily.

Pros and cons

Pros

  • Registered with the NCR as NCRCP22362, which we confirmed on the NCR register.
  • Accepts self-employed applicants who can show three months of bank statements.
  • Short document list: SA ID and three recent bank statements.
  • Separate email addresses for support, collections and debt review.

Cons

  • No interest rate or fee amounts are published, only the fee types.
  • Loans are capped at R4,000 and you can only have one loan at a time.
  • No physical address is published on the website.
  • Its own speed claims vary from 5 minutes to the next business day.

Alternatives to Jabulani Money

Other NCR-registered lenders on our panel of 15:

Related: Small loans, Short-term loans, Bad credit loans, Compare all lenders.

Questions to ask Jabulani Money before you sign

  • What is the total amount I will repay, in rand, including interest and all fees?
  • Is your NCR registration NCRCP22362 still active?
  • What happens if I repay early, or miss a payment?
  • Is any insurance compulsory, and what does it cost each month?

Struggling with debt already? Speak to a registered debt counsellor via the NCR before you borrow more.

How we checked this review

We checked Jabulani Money's own website and terms, and its number on the NCR register, in October 2026. We did not take out a loan. Spotted something out of date? Tell us and we'll check it. Read how we make money and check providers.

A note on how we work: Lendable Marketplace is a comparison site, not Jabulani Money. We may earn a commission if you apply through our links; it doesn't change what you pay or what we write.

Jabulani Money — frequently asked questions

What do I need to qualify for a Jabulani Money loan?

You must be over 18 with a steady income and a bank account. Self-employed people can apply with three months of statements. Active debt review or administration is a common reason for decline.

How do I apply for a Jabulani Money loan?

Complete the short form at jabulanimoney.co.za. Upload your SA ID and your three latest bank statements. If approved, the money is sent to your bank account.

How do I log in to my Jabulani Money account?

Log in at client.jabulanimoney.co.za/auth/login. Login works with a one-time PIN sent to your registered phone or email. For technical problems, email support@jabulanimoney.co.za.

How do I contact Jabulani Money customer care?

Call +27 87 260 8782 or email support@jabulanimoney.co.za. Hours are Monday to Friday 8am to 5pm, and Saturday 8am to 1pm. Use collection@jabulanimoney.co.za for repayment matters.

Is Jabulani Money NCR registered?

Yes. Jabulani Money is the trading name of Clearwave Innovations (Pty) Ltd. It is registered with the NCR as NCRCP22362. We confirmed this on the NCR register in October 2026.

What if I can't repay my Jabulani Money loan?

Contact Jabulani Money on +27 87 260 8782 or collection@jabulanimoney.co.za before your salary date. Late payment can add costs and harm your credit record. If you are over-indebted, speak to an NCR-registered debt counsellor. Find one, or lodge a complaint, at ncr.org.za.