Loan-matching service review

Dengoo review

Dengoo is a loan-matching service: it passes your application to partner lenders, for up to R350,000.

Apply at Dengoo
Reviewed by LM editorial teamLast reviewed
Dengoo logo

Dengoo

Loan-matching service

Loan amount
Up to R350,000
Term
1 – 365 days
Rate
3.65% – 58.4% per year (set by matched lender)
Company
Not published
Based in
not stated
Checked
October 2026

Dengoo is not a registered credit provider. It passes your details to partner lenders. The lender you are matched with sets the rate, fees and term, and must be registered with the NCR. Check that lender's NCR number before you sign.

About Dengoo

Dengoo is not a credit provider. It passes your application to partner lenders, and the lender you are matched with sets the rate, fees and term. It is run by Not published.

Dengoo offers Up to R350,000 over 1 – 365 days. Its published rate is 3.65% – 58.4% per year (set by matched lender).

On speed, Dengoo says: Set by the lender. Dengoo says: "Usually, the process takes up to 15 minutes after filling out all the necessary applications." We could not verify this. We have not tested this ourselves.

What Dengoo says a loan costs

Fees as published: Dengoo says its service "is completely free, and there are no charges for using it". Lender fees depend on the lender.

The lender you are matched with must give you a written quotation first. Compare the total amount you will repay, not only the rate.

Dengoo requirements

  • ID document (Dengoo's steps say "You will only need your passport and phone")
  • A mobile phone

Documents you'll need

  • ID document or passport
  • Mobile phone number

Every credit provider must check that you can afford the loan. Nobody can promise approval without that check.

How to apply at Dengoo

  1. Register on dengoo.co.za. Dengoo says "It will take no more than 2 minutes".
  2. Choose from the loan offers Dengoo shows you.
  3. Apply online with each lender you pick.
  4. Each lender decides on its own and pays approved loans to your card or account.

Apply at Dengoo →

We may earn a commission if you apply through this link. It does not change what you pay. How we make money.

Dengoo contact details and login

Taken from Dengoo's own website in October 2026. Lendable Marketplace is not Dengoo and can't help with your account.

What customers say

We found no customer rating for Dengoo on Hellopeter or Trustpilot in October 2026.

We don't give our own star ratings. These scores are from independent review sites and can change daily.

Pros and cons

Pros

  • Free to use, according to Dengoo.
  • Publishes a term range (1 to 365 days) and a rate range.
  • Shows several lender offers in one place.

Cons

  • Not a lender. Dengoo calls itself an intermediary.
  • No company name, address or registration number shown on the site.
  • The 0% and 0.01% offers are lender promotions for new clients and small amounts.
  • No representative example and no detailed requirements published.
  • No Trustpilot or Hellopeter rating found.

Alternatives to Dengoo

Other loan-matching services on our panel of 15:

  • Crezu — R500 – R350,000, 6 – 72 months.
  • Arcadia Finance — R500 – R350,000, 6 – 72 months.
  • Creditum — R500 – R500,000, 6 – 72 months.

Related: Short-term loans, Online loans, Bad credit loans, Compare all lenders.

Questions to ask Dengoo before you sign

  • What is the total amount I will repay, in rand, including interest and all fees?
  • Which lender will I sign with, and what is its NCR number?
  • What happens if I repay early, or miss a payment?
  • Is any insurance compulsory, and what does it cost each month?

Struggling with debt already? Speak to a registered debt counsellor via the NCR before you borrow more.

How we checked this review

We checked Dengoo's own website and terms, in October 2026. We did not take out a loan. Spotted something out of date? Tell us and we'll check it. Read how we make money and check providers.

A note on how we work: Lendable Marketplace is a comparison site, not Dengoo. We may earn a commission if you apply through our links; it doesn't change what you pay or what we write.

Dengoo — frequently asked questions

What do I need to apply through Dengoo?

Dengoo's steps say you need an ID document and a phone. Each lender sets its own rules on age, income and credit history.

How do I apply?

Register on dengoo.co.za, then choose from the offers shown. You apply directly with each lender you pick. Each lender makes its own decision.

Is there a Dengoo login?

We did not find a Dengoo customer login. Dengoo says repayments are made "through the personal account of each company", so you use the lender's login.

How do I contact Dengoo?

Email info@dengoo.co.za. The site does not publish a phone number, address or company name.

Is Dengoo registered with the NCR?

No. Dengoo says it "is not a financial institution, bank, or lender". It acts as an intermediary to licensed lenders. Check the lender's NCRCP number at ncr.org.za before you sign.

How do I repay, and what if I can't?

You repay the lender, not Dengoo. If you can't pay, contact the lender before the due date. If you are over-indebted, speak to an NCR-registered debt counsellor (find one at ncr.org.za or call the NCR on 0860 627 627).