Loans like Lime24: what else is out there
Lime24, from Lime Loans South Africa, offers short-term and payday loans online. Here is what it offers, and similar lenders to compare.
Compare similar providersWhat Lime24 offers
Lime24 is the online loan service of Lime Loans South Africa (Pty) Ltd, based in Century City, Cape Town. It says it is part of the larger Lime Credit Group.
It offers short-term and payday loans of R500 to R8,000. Repayment terms run from 5 days up to 90 days.
You apply online and upload your latest 3 months' bank statements. Lime24 checks affordability before it makes an offer. You sign electronically and repay by DebiCheck debit order.
| Company | Lime Loans South Africa (Pty) Ltd (2015/239349/07) |
|---|---|
| NCR registration | NCRCP8077 — confirmed on the NCR register |
| Products | Short-term loans, Payday loans |
| Amounts | R500 – R8,000 |
| Terms | 5 – 90 days |
| Costs as published | Interest and fees within National Credit Act limits, shown in your Pre-Agreement and Quotation. Its calculator showed R2,012.21 to repay on R1,700 over 10 days (for reference only). |
| Payout (their wording) | Loans approved before 2 pm Monday to Friday join the 2 pm payout cycle and "should reflect in your bank within 12 hours". Later approvals join the next payout cycle. |
What Lime24 asks for
- SA ID number
- Cellphone number and email address
- Bank account details
- Employment details
- Latest 3 months' bank statements showing your 3 most recent salary deposits
From Lime24's own website and the NCR register, checked October 2026. Lime24 is not one of our partners and we earn nothing if you apply there.
Who Lime24 suits
May suit you if
- You need R500 to R8,000 until payday
- You can repay within 90 days
- You get a regular salary paid into your bank account
Check first
- You must upload 3 months of bank statements
- Repayment is by DebiCheck debit order on the due date
- Late payment adds penalty fees and is reported to credit bureaus
Providers similar to Lime24
These NCR-registered direct lenders offer similar short loans. Century lends R500 to R8,000 over 5 to 180 days. Creditbar lends up to R5,000 over 7 to 61 days, and Jabulani Money offers payday loans.
NCR-registered lender · NCRCP22362
R500 – R4,000 · Payday (repayable on your next salary date)
We may earn a commission if you apply through these links. It doesn't change what you pay. How we make money.
How to choose
- Check the provider's NCR number on the NCR register. A loan-matching service must tell you which lender you'll sign with.
- Compare the total amount you will repay, in rand, not only the interest rate.
- On short-term loans, a first loan may cost at most 5% interest a month, an initiation fee of R165 plus 10% above R1,000 (at most R1,050, and never more than 15% of the loan), and R60 a month in service fees. VAT is added to the fees. See our responsible lending page.
- Apply to one or two providers at a time. Many applications in a short period can hurt your credit score.
- Already struggling with repayments? Talk to a registered debt counsellor before you borrow more.
Lime24 alternatives — frequently asked questions
Is Lime24 legit and NCR registered?
Yes. Lime24 is run by Lime Loans South Africa (Pty) Ltd, NCRCP8077. We confirmed this on the NCR register in October 2026.
How much can you borrow from Lime24?
Lime24 lends R500 to R8,000. You repay over a term of up to 90 days. The final offer depends on its affordability check.
What do you need to apply at Lime24?
You need an SA ID number, a cellphone number, an email address and bank details. You also need employment details and 3 months of bank statements showing your salary deposits.
What can I do if Lime24 declines me?
Lime24 says declines can be due to affordability, poor credit history, debt review or low salary. Find out why, and check your credit report for errors. Then compare other NCR-registered lenders, such as those above. Apply to one or two providers at a time, not many at once.
What if I can't repay my Lime24 loan?
Contact Lime24 before the due date. It says it will help you negotiate a repayment plan. If you are over-indebted, speak to an NCR-registered debt counsellor about debt review.
Sources
- Lime24 – home page
- Lime24 – FAQs
- Lime24 – about Lime
- Lime24 – responsible lending
- NCR – register of registered credit providers
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